A Mortgage Lender You Can Trust


My mission is to provide you with individualized advice that fit’s your specific needs regarding home financing. My goal is for you to have an expert mortgage advisor not only to help you meet your own needs, but to meet the needs of your family and friends as well.

Sam was extremely personable, knowledgeable and went above and beyond. Was very ‘Hands On’ and walked us through this possible ‘nerve-wreaking’ process with ease. We felt very secure in Sam’s capabilities, and he made all attempts to keep us updated and informed. It was a PLEASURE.
— Vicki K.


We are able to offer a complete line of residential mortgage options at very competitive rates because we have access to the largest and most trusted sources of mortgage finance products available.

Some of these products include:

  • Federal Housing Administration (FHA) Loans

  • Veterans Housing Administration (VA) Loans

  • Conforming Products

  • Jumbo Alternatives.

Whether buying your first home, refinancing, or renovating, we have options to fit your needs.  Not sure how financing works for new home construction? We can guide you through the process. And for those who have special circumstances, we offer alternatives which will help those facing unique situations.

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Are you ready to get started with the purchase or refinance of a home? Our team is here to help!

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Not ready to get started or have some questions you would like to ask before you apply?

Sam Kotzur and his team were excellent to work with. Sam was very responsive from the very beginning all the way through to settlement. He was very knowledgable and his advice very helpful.
— John B.

Take your journey mobile!


Our Mobile App is a digital mortgage experience that goes with you wherever you are. It provides a convenient, fast and secure connection to your Loan Officer and Realtor in one easy to use solution. It delivers quick access to the information you need, when you need it.

Get Pre-ApprovedGet Pre-Approved Search for a home Search for a Home
Start ApplicationStart Your Application Property AlertsGet Property Alerts
Upload DocsSecurely Upload Docs Real-Time UpdatesReal-Time Updates
Contact Your LenderMessage your lender Payment CalculatorsPayment Calculators